The FNB Premier Credit Card is designed for those who seek more from their banking experience. It offers a seamless blend of financial solutions and lifestyle perks, backed by the trusted First National Bank.
This credit card isn’t just about transactions; it’s about enhancing your everyday life with rewards, security, and unmatched convenience.
Key information about the credit card
The FNB Premier Credit Card operates with a transparent fee structure. For a modest monthly account fee of R99, cardholders gain access to a suite of benefits that redefine banking. From interest-free periods on purchases to eBucks rewards, this card delivers value with every swipe.
How does the annual fee work?
The R99 monthly account fee covers the administrative costs associated with the card. It’s a small investment for significant returns, including access to exclusive rewards programs and travel benefits. For those seeking a fee-free option, the FNB Fusion Premier provides a compelling alternative.
How is the credit limit determined?
Credit limits are determined based on income and creditworthiness for conventional and consigned cards. Prepaid options put the power in customers’ hands, allowing them to control their limits by depositing funds into the account.
Advantages of the credit card
- eBucks rewards: Earn and spend eBucks at popular partners like Takealot, Checkers, and more, making every purchase rewarding.
- Innovative payment solutions: The FNB App offers secure and innovative ways to pay, ensuring convenience and peace of mind.
- Medical expense benefits: Pay medical expenses at a prime interest rate and enjoy up to 55 days interest-free on purchases.
- eBucks rewards on insurance premiums: Receive up to 40% back in eBucks on FNB Life Insurance premiums each month.
- Purchase protect: Get cover for items purchased using the FNB Virtual Credit Card, whether in-store or online.
Standout advantage
The FNB Premier Credit Card takes travel to new heights by offering complimentary SLOW Lounge visits and discounts on selected flights. Paired with Global Travel Insurance, it’s the perfect companion for jet-setters, providing convenience and peace of mind on their journeys around the world.
Disadvantages
- Annual fee applicable: While the benefits are substantial, there is an annual fee of R99.
- Limited acceptance: Although widely accepted, some establishments may have restrictions on credit card usage.
Standout disadvantage
One notable drawback of the FNB Premier Credit Card is the occasional limitation on where the card can be used, which may require using alternative payment methods in certain situations. Despite its travel perks, this limitation could be a consideration for cardholders when planning transactions abroad or in specific locations.
Who can apply for this card?
To qualify for the FNB Premier Credit Card, applicants must meet specific criteria, including a minimum income of R350,000, proof of identity, and creditworthiness. The application process is subject to approval based on individual circumstances.
How to apply for the FNB Premier Credit Card
Applying for the FNB Premier Credit Card is simple and can be done via multiple channels:
For the website
To gain comprehensive insights into the wide array of financial services offered by First National Bank (FNB), accessing their official website is the key starting point. Once you land on the website, you’ll discover a wealth of information spanning various sections dedicated to different banking products and services.
Among these sections, prominently featured is the area dedicated specifically to FNB’s Premier credit card offerings. Within this specialized section, you’ll encounter an extensive range of detailed information regarding the exclusive benefits and distinctive features associated with FNB’s Premier credit cards.
These cards are designed to cater to the diverse financial needs and lifestyle preferences of customers, offering a spectrum of rewards, perks, and personalized services tailored to enhance the banking experience.
When you’re ready to embark on the journey of obtaining a Premier credit card from FNB, the online application process stands out as a convenient and efficient method to kickstart the process. Navigating through the intuitive layout of the website, you’ll seamlessly glide through the application steps, which typically involve providing basic personal and financial details necessary for the initial assessment of eligibility.
The user-friendly interface of the FNB website ensures a smooth and informative application experience. As you progress through the application, you’ll have the opportunity to explore in-depth descriptions of the various Premier card options available, enabling you to make a well-informed decision based on your individual preferences and financial objectives.
Moreover, the online platform offers a robust support system, allowing you to reach out to customer service representatives for assistance at any stage of the application process.
Through the app
To begin your journey towards acquiring a Premier credit card from First National Bank (FNB), download the FNB App from your preferred app store. This mobile application is your gateway to FNB’s banking services, conveniently accessible at your fingertips.
Once installed, navigate to the credit card section to explore FNB’s offerings and benefits. Complete the application form within the app, providing essential personal and financial details for evaluation.
Rest assured, FNB prioritizes your security with robust encryption. Review your application for accuracy and completeness before securely submitting through the app. Enjoy a streamlined, paperless process with real-time submission and access to customer support within the user-friendly FNB App.
At the branch
To initiate the process of obtaining a Premier Credit Card from First National Bank (FNB), the first step is to visit your nearest FNB branch. This presents an opportunity to engage directly with a knowledgeable banking consultant who can provide personalized guidance tailored to your financial needs.
Upon arrival at the branch, approach the banking consultant and express your interest in acquiring a Premier Credit Card. The consultant will guide you through the necessary steps and documentation required to proceed with your application.
During your consultation with the banking consultant, take advantage of the opportunity to discuss the specific features and benefits of FNB’s Premier Credit Card offerings. The consultant can provide valuable insights into the various card options available, helping you select the one that best suits your financial goals and lifestyle requirements.
Be sure to inquire about any promotional offers, rewards programs, or exclusive benefits associated with the Premier Credit Card to maximize your banking experience.
The banking consultant will assist you in completing the necessary application form and ensure that all required documents are submitted securely and accurately. This personalized interaction not only streamlines the application process but also allows for immediate clarification of any questions or concerns you may have regarding the credit card terms and conditions.
