The Revolut Prepaid Travel Card provides a seamless financial solution for international travelers, offering convenience, flexibility, and a comprehensive set of features. Designed to make global spending feel as easy as local purchases, the card has rapidly gained popularity among those looking to manage their travel budget effectively.

With options for both virtual and physical cards, the Revolut Prepaid Travel Card allows users to make payments, transfer funds, and access multiple currencies—all managed effortlessly through the Revolut app. In this guide, we’ll delve into key aspects of the card, from fees and limits to advantages and application methods.

Key information about the credit card

How does the annual fee work?

For Revolut’s prepaid travel card, there is no annual fee, which makes it an appealing choice for budget-conscious travelers. The lack of annual fees means users can enjoy the card’s features without worrying about recurring charges, a significant advantage for those who may only need the card for occasional trips.

However, depending on the Revolut plan chosen, users may encounter monthly subscription fees that vary with different account levels, such as Standard, Plus, Premium, and Metal, each offering distinct features tailored to varied travel needs.

How is the credit limit determined?

As a prepaid travel card, the Revolut card does not operate on a traditional credit limit. Instead, users preload funds into their Revolut account, establishing their spending limit based on the balance available. This aspect grants customers full control over their spending limits, enabling them to manage their budget directly by choosing the amount they wish to load onto the card.

Advantages of the credit card

• No annual fees – With no recurring costs, users can enjoy the benefits of the card without budget constraints.
• Multi-currency support – The Revolut card supports over 150 currencies, enabling seamless payments worldwide.
• Fee-free ATM withdrawals – Depending on the subscription plan, users can withdraw cash up to a certain limit without fees.
• Instant notifications – Every transaction prompts an instant notification, helping users keep track of their spending.
• Integrated app features – Users can set spending limits, freeze or unfreeze the card, and exchange currencies within the Revolut app.

Standout advantage

One of the most impressive features of the Revolut Prepaid Travel Card is its built-in foreign currency support, which allows users to exchange and hold up to 36 local currencies within the app. This advantage makes it easy for users to access the best exchange rates directly within the Revolut platform, enhancing their travel experience by reducing dependency on traditional exchange services and giving them better control over currency conversion costs.

Disadvantages

• ATM withdrawal limits – Free withdrawals are capped monthly, and additional withdrawals may incur fees.
• Exchange rate markups – On weekends, Revolut applies a slight markup on currency exchanges, which can impact travel costs.
• Subscription-based features – Certain premium features, like higher ATM limits, require a paid Revolut subscription.
• No offline support – The card relies on internet connectivity for currency exchange and balance updates.

A standout disadvantage

A notable downside to the Revolut Prepaid Travel Card is the weekend markup applied to currency exchanges. For users planning to convert funds outside of weekday hours, these added fees may pose an inconvenience, particularly for those who frequently rely on currency exchanges while abroad. Although minimal, these extra charges can add up, especially during extended trips.

Who can apply for this card?

To apply for the Revolut Prepaid Travel Card, applicants must be at least 18 years old and hold a valid identification document. As it is a prepaid card rather than a credit card, there are no strict income requirements or credit checks, making it accessible even to individuals with less than perfect credit scores.

Additionally, since the Revolut account operates primarily online, applicants need to have access to the Revolut app, which will serve as the primary method for card management and account services. A bank account or another funding source is required to load funds onto the card.

How to apply for the Revolut Prepaid Travel Card

For the website

Applying for a Revolut Prepaid Travel Card through the website is straightforward. Begin by visiting Revolut’s official site, where you can select your preferred language and country of residence to ensure you see the appropriate content. Navigate to the “Get Your Card” section and follow the prompts to sign up for a Revolut account.

You’ll be asked to provide basic personal information, such as your name, email, and phone number, followed by uploading a valid ID for verification. Once your account is verified, you can choose between a virtual or physical card, with options to customize features and select additional services as needed. After completing the online application, your card will be activated and ready for use.

Through the app

For the most seamless experience, users can apply for the Revolut card directly through the app. Download the Revolut app from the App Store or Google Play, then follow the on-screen instructions to set up your account. The app will guide you through the steps of entering your personal details and uploading identification for security verification.

Once the account setup is complete, you’ll have the option to select either a virtual or physical travel card. Choosing a virtual card enables immediate use, while a physical card will be mailed to your address. The app’s real-time notifications will keep you informed on the status of your application and allow you to begin managing your funds right away.

At the branch

Revolut primarily operates as an online financial service, meaning that most applications and services are handled digitally through the website or app. However, if you prefer an in-person experience, Revolut has partnered with select financial centers and third-party providers in certain locations to facilitate the application process.

At these centers, you can speak with a representative who will guide you through the steps to apply for a Revolut Prepaid Travel Card. Be prepared to bring the necessary identification and any additional documents required by local regulations. The representative will help set up your account, and once completed, your card will be sent to you by mail.