When it comes to enjoying a premium lifestyle filled with convenience, luxury, and access to exclusive events, the Diners Club International Beyond Card stands out as one of the best credit cards available today. 

This card offers more than just a way to manage your finances—it’s a passport to a world of privileges, specially designed for individuals who want to live beyond the ordinary. In this guide, we’ll explore the key features, advantages, and how you can apply for this card that curates your life with unmatched precision.

Key information about the credit card

How does the annual fee work?

The Diners Club International Beyond Card does come with an annual fee, reflecting its premium status and the wide range of benefits it offers. The annual fee ensures that cardholders can access all the exclusive privileges provided, such as concierge services, airport lounges, and global discounts.

While the specific fee can vary, it’s often possible to pay it in installments, which adds flexibility for those who want to make the most of the card’s offerings without a significant upfront cost.

How is the credit limit determined?

The credit limit on the Diners Club International Beyond Card is determined by your income and overall creditworthiness. The institution takes into account factors such as your monthly income, credit score, and debt-to-income ratio when determining your limit. For those who earn a monthly income of at least R250,000 per year, the credit limit tends to be substantial, aligning with the card’s premium nature.

Advantages of the credit card

• Personal concierge service: You get access to a 24/7 digital personal concierge, designed to assist you with booking travel, making dining reservations, and handling special requests. It’s like having your own personal assistant wherever you go.
• Global travel perks: With access to over 1,500 airport lounges, discounts on flights, and priority services at various travel locations, your journeys are smoother and more comfortable than ever.
• Exclusive lifestyle benefits: From premium dining experiences to invitations to high-profile events, the Beyond Card opens doors to experiences that are often out of reach for others.
• Entertainment privileges: Enjoy discounted rates at Southern Sun establishments and special invitations to golfing and other entertainment events.
• Worldwide acceptance: The Diners Club International network ensures that your card is accepted at millions of locations around the globe, making it an ideal companion for frequent travelers.

Standout advantage

One of the standout advantages of the Diners Club International Beyond Card is the access it provides to airport lounges worldwide. With more than 1,500 lounges included in the cardholder perks, you’ll enjoy an elevated travel experience.

Whether you’re traveling for business or pleasure, the comfort and convenience of these lounges, combined with priority services, add an extra layer of luxury that few other cards can match.

Disadvantages

• High annual fee: The annual fee is steep compared to other cards, which might be a drawback for those who are budget-conscious or don’t fully utilize the card’s premium features.
• Strict eligibility requirements: With a minimum income requirement of R250,000 per year, the card is only accessible to individuals with a higher income.
• Limited waiver for fees: Unlike some other premium cards, the Diners Club Beyond Card does not offer fee waivers based on spending patterns.

A standout disadvantage

The most significant drawback of the Diners Club International Beyond Card is its exclusivity in terms of eligibility. The income requirement of R250,000 per year limits access to this card, making it unattainable for many individuals who might otherwise benefit from its offerings.

Additionally, the lack of flexibility in terms of waiving the annual fee can be a financial burden for those who do not use the card’s perks frequently enough to justify the cost.

Who can apply for this card?

Applying for the Diners Club International Beyond Card requires you to meet a set of specific criteria. First, you must have a minimum annual income of R250,000 or more. This ensures that the card is geared towards individuals who can afford the lifestyle it promotes.

Additionally, you’ll need to provide proof of income and residence, as well as a valid South African ID if you’re a citizen, or a passport if you are not. The card is not available to individuals with poor credit scores, and applicants must have a good credit history to qualify. While the application process is thorough, it’s designed to ensure that cardholders can truly benefit from the card’s premium services.

How to apply for the Diners Club International Beyond Card

For the website

One of the easiest ways to apply for the Diners Club International Beyond Card is through their website. By visiting the official Diners Club page, you can navigate to the Beyond Card section and click on “Apply Now.”

The online application form is user-friendly, allowing you to fill in personal information such as your income details, proof of residence, and identification documents. Once submitted, your application will be reviewed, and you should receive a decision within 48 hours. If approved, the card will be issued promptly, and you’ll be able to start using it almost immediately.

Through the app

For a more convenient application process, you can also apply for the Beyond Card using the Diners Club mobile app. The app streamlines the application process, making it even easier to submit the required documents. After downloading the app from your respective app store, simply create an account, fill out the necessary forms, and upload your documents.

The app provides real-time updates on the status of your application, ensuring you are informed every step of the way. Additionally, once approved, you can start managing your card and accessing its benefits directly from the app.

At the branch

If you prefer a more personal touch, applying for the Diners Club International Beyond Card at a branch is also an option. By visiting one of the authorized Diners Club branches, you can speak directly to a representative who will guide you through the application process. This method is ideal for those who have questions or need assistance with the documentation.

You’ll need to bring proof of income, residence, and your ID to the branch, where the representative will verify your information and submit your application on your behalf. This method also ensures a quick turnaround, and your card will typically be issued within 48 hours of approval.